About LimnPay
LimnPay is a payment solutions company based at 111 E Merrill St in Birmingham, MI. We set up and manage merchant accounts for businesses across the United States.
We are not locked into a single processor. As an Independent Sales Organization we partner with multiple networks and hardware providers, then stay on the account after go-live. LimnPay is an operating company of Limn Companies.
What we stand for
- Transparency first. Quotes are itemized. Fees are explained before you sign.
- Merchant-centric. We shop the market for the merchant, not the other way around.
- Named support. A dedicated account manager, not a ticket queue.
- Nationwide coverage. All 50 states and Washington, DC.
Common questions
- How is LimnPay different from going directly to a bank or processor?
- LimnPay is an Independent Sales Organization. We shop multiple processors and hardware providers on your behalf, then stay on the account. You get a dedicated manager instead of a single-processor product catalog.
- How quickly can I start accepting payments?
- Most merchants are approved and processing within 24–48 hours of completing their application. Onboarding, KYC, and KYB are handled by LimnPay's processing partner after the online application is submitted.
- Are there any setup or cancellation fees?
- LimnPay charges no setup fees and no cancellation fees. Agreements are month-to-month.
- What payment methods does LimnPay support?
- Visa, Mastercard, American Express, Discover, tap-to-pay wallets, ACH, and recurring billing. Hardware covers in-person, mobile, and e-commerce gateways.
- Does LimnPay serve all 50 states?
- Yes. LimnPay is based in Birmingham, Michigan and supports merchants in all 50 US states and Washington, DC. Browse industry and state pages at /payment-processing.
- How do I know if I am overpaying with my current processor?
- Send a recent merchant statement through the free analysis form on /contact or call (833) LIMNPAY. The team reviews the statement and shows your real numbers with no obligation.