E-Commerce

E-Commerce Payment Processing

Available to e-commerce businesses in all 50 states.

Online businesses live on card-not-present payments, which carry more fraud risk and different costs than a card in hand. LimnPay sets up a payment gateway, hosted checkout, and recurring billing, with tools to keep fraud and chargebacks in check.

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Payment gatewayHosted checkoutRecurring billingFraud screeningChargeback support

The challenges

What e-commerce businesses run into

Card-not-present costs and risk

Online transactions carry more fraud risk, and that shows up in what you pay and in chargebacks.

Fraud and chargebacks

Stolen-card orders and friendly fraud cost the sale, the product, and a dispute fee.

Subscriptions that fail quietly

Expired and declined cards on recurring plans lead to churn you never see coming.

Checkout that fits your platform

Your gateway has to work with the platform your store runs on.

How LimnPay helps

Built for e-commerce businesses

Backed by a leadership team with 20+ years in the payments industry.

Payment gateway and hosted checkout

A gateway with hosted payment pages for fast setup and an API for custom builds.

Recurring billing

Subscriptions and repeating invoices with stored cards and automatic retries.

Fraud screening

Address and CVV checks plus fraud rules to stop bad orders before they ship.

Chargeback support

Help responding to disputes with the records that win them.

Pricing options

Every pricing option, not one plan

We usually start with dual pricing or a cash discount program. If you are already competitive or do not want to pass fees on to customers, we build an interchange-plus program instead. Online sales usually run on interchange-plus or flat-rate pricing. Where it fits your customers and is permitted, we also review programs that offset card costs.

Dual pricing

Your register shows a card price and a cash price, and the customer chooses how to pay.

Cash discount

You post one price, and customers who pay cash get a discount at checkout.

Interchange-plus

You pay the card networks' actual cost plus a fixed markup, itemized on every statement, with no fee shown to customers.

Programs are set up to follow card-brand rules and state law. We quote from your real statement, not a rate sheet.

FAQ

E-Commerce payment processing: FAQ

Does LimnPay offer a payment gateway?

Yes. We set up a gateway with hosted payment pages and an API, and we confirm it works with your e-commerce platform first.

Can LimnPay handle subscriptions?

Yes. We support recurring billing with stored cards and automatic retries on declined payments.

How do you help with fraud and chargebacks?

We set up address and CVV verification and fraud rules, and we help you respond to disputes.

What pricing options do online businesses have?

Usually interchange-plus or flat-rate, quoted from your real volume. We also review other programs if they fit your customers and are permitted.

See what you would save

Send us a recent statement and we will show your real numbers. No obligation.

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