Retail Stores

Retail Stores Payment Processing

Available to retail businesses in all 50 states.

Retailers need fast checkout, reliable hardware, and one view of what they pay across every register and channel. LimnPay sets up countertop and mobile checkout with a pricing program that fits your margins.

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Countertop terminalsMobile checkoutE-commerce gatewayPOS integrationDual pricing

The challenges

What retail businesses run into

Processing costs on every sale

Card fees come straight out of margin, and bundled pricing makes them hard to see.

In-store and online on different systems

Separate processors for the counter and the website mean separate statements and reports.

Hardware that slows the line

Old terminals and slow readers frustrate customers at checkout.

Returns and disputes

Refunds and chargebacks need clear records so they do not eat into revenue.

How LimnPay helps

Built for retail businesses

Backed by a leadership team with 20+ years in the payments industry.

Countertop and mobile terminals

Chip, tap, and wallet acceptance at the counter, curbside, and at events.

E-commerce gateway

Bring online sales onto the same program as your store.

POS integration

Work with the POS you already use, or move to one that fits better.

Free statement analysis

We show your real cost per sale before you decide anything.

Pricing options

Every pricing option, not one plan

We usually start with dual pricing or a cash discount program. If you are already competitive or do not want to pass fees on to customers, we build an interchange-plus program instead. Dual pricing and cash discount work well for many independent shops. Stores with competitive card costs or customers who expect one price often choose interchange-plus.

Dual pricing

Your register shows a card price and a cash price, and the customer chooses how to pay.

Cash discount

You post one price, and customers who pay cash get a discount at checkout.

Interchange-plus

You pay the card networks' actual cost plus a fixed markup, itemized on every statement, with no fee shown to customers.

Programs are set up to follow card-brand rules and state law. We quote from your real statement, not a rate sheet.

FAQ

Retail Stores payment processing: FAQ

Can LimnPay handle both in-store and online sales?

Yes. We set up countertop and mobile terminals for the store and a gateway for online checkout, so both run on one program.

What pricing options do retail stores have?

Dual pricing, cash discount, and interchange-plus. We compare them against your real statement and recommend the one that fits.

Will I need new equipment?

Not always. We check what you have during the free consultation and only recommend new hardware if it helps.

How fast can a store start processing?

Most merchants are approved and processing within 24 to 48 hours of completing their application.

See what you would save

Send us a recent statement and we will show your real numbers. No obligation.

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