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Professional Services · Michigan

Professional Services Payment Processing in Michigan

Michigan is our home state. Available to professional services firms in all 50 states.

Michigan law firms, accountants, agencies, and consultants bill mostly by invoice, and most professional services are not subject to Michigan sales tax. LimnPay sets up digital invoicing, retainers, and a pricing program that fits how Michigan firms bill.

Michigan specifics

What Michigan professional services firms deal with

Offsetting fees is allowed, with limits

Michigan does not ban credit card surcharges, so firms can offset card costs. Card-network caps still apply, debit cards are excluded, and the surcharge has to be disclosed before payment.

Retainers on autopilot

Monthly retainers for bookkeeping, marketing, or legal work can bill automatically on a stored card instead of waiting on checks.

Tax season crunch

Accounting firms in Michigan take most of their payments between January and April. Pay-by-link invoices help collect quickly when the calendar is packed.

Card data off your systems

Taking card numbers over the phone or by email creates risk. A secure virtual terminal keeps them out of your files.

Trust accounts for Michigan lawyers

Law firms that deposit card payments into a client trust account generally need processing fees taken from the operating account, not the trust account. We set up deposits and fee debits so the two stay separate.

Pricing and setup

How we would set up a Michigan professional services firm

Every pricing option is on the table: dual pricing, cash discount, or interchange-plus, quoted from your real statement. Our Birmingham team can come on-site for installs. See all pricing options on our professional services page.

FAQ

Professional Services payment processing in Michigan: FAQ

Can my Michigan firm add a surcharge to card payments?
Michigan has no state law banning credit card surcharges. Card-network rules cap them, they cannot apply to debit cards, and they must be disclosed. We set up surcharge or cash discount programs to follow those rules, or interchange-plus if you prefer to absorb the cost.
Can clients pay invoices online?
Yes. We set up digital invoicing and pay-by-link so clients can pay from any device.
Can retainers bill automatically?
Yes. Recurring billing charges a stored card on the schedule you set.
Can clients pay large invoices by bank transfer?
Yes. ACH is available alongside cards, which many Michigan firms offer for large invoices and retainers.

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