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Restaurants Payment Processing in Michigan

Michigan is our home state. Available to restaurant businesses in all 50 states.

Michigan restaurants are absorbing a rising tipped minimum wage, which climbs from 40% of the state minimum wage in 2026 toward 50% by 2031 while the regular minimum reaches $15.00 in 2027. LimnPay sets up tip-friendly checkout and a pricing program that helps protect margin as labor costs climb.

Michigan specifics

What Michigan restaurant businesses deal with

Labor costs rising every year through 2031

Each year the tipped wage takes a larger share of the regular minimum wage. Owners who cannot raise menu prices fast enough look for savings in other cost lines, and card acceptance is usually one of the larger ones.

Tip credits still apply, so tip records matter

Michigan kept the tip credit, which makes accurate card tip reporting important. Terminals need clean tip adjustment and end-of-day totals that payroll can rely on.

Surcharges are part of the taxable bill

Michigan Treasury treats a card surcharge on a taxable sale as part of the taxable price. If you add one to a check, sales tax applies to it too.

Patio season and festivals

Summer patios, food trucks, and festivals push volume outdoors. Handheld and mobile readers keep service moving away from the counter.

Pricing and setup

How we would set up a Michigan restaurant

Every pricing option is on the table: dual pricing, cash discount, or interchange-plus, quoted from your real statement. Our Birmingham team can come on-site for installs. See all pricing options on our restaurants page.

FAQ

Restaurants payment processing in Michigan: FAQ

How do Michigan's tipped wage changes affect payment processing?
They do not change how card tips are processed, but rising labor costs make every other cost line matter more. Many Michigan restaurants review their card pricing for that reason.
Is a credit card surcharge taxable in Michigan?
Michigan Treasury has said surcharges on taxable sales are part of the sales price, so sales tax applies. Dual pricing, cash discount, and interchange-plus are the alternatives we compare.
Can your team set up terminals at my Michigan restaurant?
Yes. For Michigan restaurants, our Birmingham team can come on-site to help with installs and staff walkthroughs.

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