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Healthcare & Medical · Michigan

Healthcare & Medical Payment Processing in Michigan

Michigan is our home state. Available to healthcare practices in all 50 states.

Michigan practices and clinics collect copays, balances, and payment plans, often from health savings and flexible spending cards. LimnPay sets up patient-friendly payments for Michigan practices with pricing that fits how patients pay.

Michigan specifics

What Michigan healthcare practices deal with

HSA and FSA cards cannot be surcharged

HSA and FSA cards run as debit or prepaid cards, and card-network rules do not allow surcharges on those. That rules out a surcharge for a large share of patient payments.

Balances after insurance

Patient balances arrive weeks after the visit. Stored cards and payment plans let a practice collect without mailing paper statements again and again.

Front desk and portal payments

Patients pay at check-in, at check-out, and online. One program across all three keeps reconciliation simple.

Card data kept out of your network

Tokenized payments keep card numbers out of your systems.

Merchant category matters for HSA cards

Many HSA and FSA cards only approve at merchants coded as healthcare providers. Your merchant account has to carry the right category code, or those cards can decline at the front desk.

Pricing and setup

How we would set up a Michigan healthcare practice

Every pricing option is on the table: dual pricing, cash discount, or interchange-plus, quoted from your real statement. Our Birmingham team can come on-site for installs. See all pricing options on our healthcare & medical page.

FAQ

Healthcare & Medical payment processing in Michigan: FAQ

Can a Michigan practice surcharge HSA or FSA cards?
No. Card-network rules do not allow surcharges on debit or prepaid cards, which is how HSA and FSA cards run. Interchange-plus or a cash discount program are the usual alternatives.
Can patients pay balances in installments?
Yes. We support stored cards and payment plans so balances can be split into scheduled payments.
Can your team set up equipment at my Michigan practice?
Yes. For Michigan practices, our Birmingham team can come on-site to help with installs.

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